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Fertility Insurance Coverage – State Mandate in CT Eliminates Age Restrictions Blog Feature
Lisa Rosenthal

By: Lisa Rosenthal on August 14th, 2015

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Fertility Insurance Coverage – State Mandate in CT Eliminates Age Restrictions

fertility insurance

fertility-insurance-coverageExciting news for people in the state of Connecticut concerning a significant change for men and women challenged by infertility health issues.

Starting in January 2016, the Connecticut state mandate on infertility will no longer limit fertility insurance coverage to people under the age of 40. You can view the new CT State Mandate here.

While it may be thought that it is only women affected by the age limit, in fact, that is not accurate. Perhaps that would have made sense, however men too have been affected by the arbitrary age cut-off. In fact, there appears to be no age limit at all within the state mandate.

A large "thank you" is due to the National Women’s Law Center for their interest, leadership, input and research that helped  lead to this decision by the Connecticut Insurance Department.

CT Removes Age Limit on Fertility Insurance Coverage Mandate

Given that families are often being started later, after education and careers are attended to, this decision gives hope to many people who may not have been eligible for this much needed insurance coverage to reduce fertility treatment and in vitro fertilization (IVF) cost.

"This change in our state's fertility mandate has been a long time coming and is very welcome," said board certified Reproductive Endocrinologist and fertility specialist Dr. Joshua Hurwitz of Reproductive Medicine Associates of Connecticut (RMACT). "Now all patients who need the help in building their families that RMACT offers can access it and we are all very thankful."

The science and medicine behind infertility protocols have advanced in the recent years to be viable options for people past the age of forty. While there may have been some basis for the forty year age cut off when the state mandate was established in 2005, in a reputable fertility program, there really is no basis anymore.

Families these days look many different ways. This decision is cause to celebrate the ability of people to have their families when they are ready, with appropriate medical help when necessary.

If you are under the age of thirty five and have been trying to conceive for one year or more, it’s time to seek medical help. If you are over the age of thirty five and have been trying to conceive for over six months, it’s time to seek medical help. Infertility requires medical help. Infertility is a malfunction of the reproductive organs and system. It’s necessary to seek help, just as it is with any other physical or emotional problem that you experience.

Now, in the state of Connecticut, it’s been recognized, again, that our reproductive systems are important enough to warrant a state mandate for insurance coverage. And that being over forty doesn’t disqualify you.

Building a family successfully matters.

For everyone.

Celebrating the state of Connecticut today.

And thank you again to the National Women’s Law Center. This is a win/win and we here in Connecticut appreciate all the help that you gave in supporting this lifting of age restriction for fertility insurance coverage.

Photo by John Phelan, CC BY 3.0 via Wikimedia Commons.

About Lisa Rosenthal

Lisa has over thirty years of experience in the fertility field. After her personal infertility journey, she felt dissatisfied with the lack of comprehensive services available to support her. She was determined to help others undergoing fertility treatment. Lisa has been with RMACT for eleven years and serves as Patient Advocate and the Strategic Content Lead.

Lisa is the teacher and founder of Fertile Yoga, a program designed to support men and women on their quest for their families through gentle movement and meditation.

Lisa’s true passion is supporting patients getting into treatment, being able to stay in treatment and staying whole and complete throughout the process. Lisa is also a Certified Grief Recovery Specialist, which is helpful in her work with fertility patients.

Her experience also includes working with RESOLVE: The National Infertility Association and The American Fertility Association (now Path2Parenthood), where she was Educational Coordinator, Conference Director and Assistant Executive Director.