Infertility Insurance

Fertility Insurance Providers

Infertility Financing

Fertility Treatment Costs/IVF Costs

IVF Cost & IUI Fertility Treatment Cost Options

Like many advanced medical procedures, infertility treatment can be costly. To help make sure that our patients can access the high-quality care they need at the most affordable prices possible, RMA of Connecticut offers two important service and payment options exclusively to our patients who do not have insurance coverage for IVF and IUI infertility treatment.

In vitro fertilization (IVF) and Intrauterine Insemination (IUI) procedures are among the most widely used and successful treatment options in reproductive medicine. RMA of Connecticut therefore offers the following plans to help you meet your family building goals.

Affordable IVF and IUI Fertility Treatment Service and Payment Options

• The IVF Opportunity Plan
• The IUI Opportunity Plan

The IVF Opportunity Plan at RMA of Connecticut

In many cases, couples who want to have a baby are treated with in vitro fertilization (IVF). IVF is a process where eggs are retrieved from the woman and are combined with sperm in a laboratory. One or more embryos are then transferred to the woman's uterus. RMACT offers all of the services required for IVF as well as advanced procedures including intracytoplasmic sperm injection (ICSI), assisted hatching, and embryo cryopreservation.

During an IVF cycle, women are treated with medications to stimulate the development of multiple ovarian follicles to produce eggs for fertilization. The RMACT medical team closely monitors this process using blood tests and ultrasounds. Mature eggs are retrieved using a surgical procedure with ultrasound. We then combine the retrieved eggs and sperm and transfer a limited number of embryos into the woman's uterus to achieve a pregnancy.

How The IVF Opportunity Plan Works

Couples who are eligible for The IVF Opportunity Plan at RMACT pay $10,150 for one IVF cycle. The IVF Opportunity Plan includes one price for all cycle monitoring (blood work and ultrasounds), egg retrieval, anesthesia for the egg retrieval, embryo transfer, ICSI (if appropriate, on all eggs retrieved), assisted hatching and cycle medications for up to and including ten days of stimulation.

Patient financing plans offered by some IVF centers try to reduce costs or improve outcomes by using lower doses of medications or by limiting access to younger patients or patients who have not previously failed a treatment cycle. The IVF Opportunity Plan at RMACT is open to all patients who do not have insurance coverage. In addition, patients in The IVF Opportunity Plan are treated with the highest quality products and services including optimal doses of all medications to achieve a successful pregnancy.

Costs associated with the fertility work-up/checklist, baseline blood work and ultrasound, sonohysterosalpingogram, outside monitoring, or medical treatment associated with an unsuccessful cycle (treatment for miscarriage, ectopic or biochemical pregnancy) are not included. Costs associated with embryo or sperm cryopreservation are also not included.

Patients who choose The IVF Opportunity Plan at RMACT are treated by our outstanding team of surgeons, nurses and other specially trained patient care professionals. Find out if The IVF Opportunity Plan is right for you. To learn more, contact a Financial Service Representative at RMACT at 203 740-0400.

Download the IVF Opportunity Plan Brochure (120 PDF).
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The IUI Opportunity Plan at RMA of Connecticut

In most cases, couples who are having trouble conceiving and achieving a successful preg-nancy are treated with ovulation induction and artificial insemination. These procedures are among the most widely used and successful treatment options in reproductive medicine. With The Opportunity Plan, patients at RMACT who do not have any infertility insurance coverage pay one price for up to three cycles of ovulation induction with oral medications and intrauterine insemination.

How The IUI Opportunity Plan Works

You will be treated with up to three cycles of ovulation induction and intrauterine insemination with oral medications for a fee of $5,720. This represents a significant reduction in the total cost for three cycles of IUI with oral medications. The IUI Opportunity Plan includes all cycle monitoring (blood work and ultrasounds), sperm washes, intrauterine inseminations (two per cycle) and the injection necessary for ovulation timing. If you achieve a successful pregnancy at any stage during this treatment, the fee is non-refundable.

You can withdraw from The Opportunity Plan at any time. If you choose to withdraw from the Plan after starting treatment, you will be refunded:

After beginning the	1st cycle:	$1,900
	2nd cycle:	$1000
	3rd cycle:	$0 (no refund provided)

If the RMACT clinical staff determined you are not a good candidate for The Opportunity Plan based on medical and laboratory findings, you will be withdrawn from the program and will receive:

After beginning the	1st cycle:	$2,700
	2nd cycle:	$1,400
	3rd cycle:	$0 (no refund provided)

Costs associated with the fertility work-up/checklist, baseline blood work and ultrasound, sonohysterosalpingogram (SHG), outside monitoring, or medical treatment associated with an unsuccessful cycle (treatment for a miscarriage, ectopic or biochemical pregnancy) are not included.

In most cases, patients who fail to become pregnant following three cycles of IUI with oral medications should consider treatment with In Vitro Fertilization (IVF)¹. RMA of Connecticut also offers The IVF Opportunity Plan for patients who want an affordable option for high-quality treatment involving IVF.

Download the IUI Opportunity Plan Brochure (206 PDF).
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1. Reindollar RH et.al. A randomized clinical trial to evaluate optimal treatment for unexplained infertility: the fast track and standard treatment (FASTT) trial. Fertil. Steril. 2009 Jun 16. [epub ahead of print]